Privacy News Online | Weekly Review: January 1, 2021

Privacy News Online | Weekly Review: January 1, 2021

A new research paper from the International Monetary Fund identified fintech trends that are coming to our world – including the formal suggestion that in the future, a person’s credit score could be determined by internet history and even the device used to access the internet.Privacy News Online is brought to you by Private Internet Access, the world’s most trusted VPN service.

Cyber safety laws: Troll, bully or OFFEND anyone online and you could cop a $110K fine under TOUGH new law

Cyber safety laws: Troll, bully or OFFEND anyone online and you could cop a $110K fine under TOUGH new law

Cyber bullies and online trolls could be slapped with huge fines of up to $110,000 under world-first laws to be introduced by the Federal Government.

IMF suggests that your credit score could be based on your internet history

IMF suggests that your credit score could be based on your internet history

The paper highlights that some tech companies (think: ISPs, Facebook, Google, Apple, etc) have enough soft data about customers to potentially determine credit worthiness the same way that banks use hard data such as proven income, employment status, assets, etc.

Nearly 28 million licensed Texas drivers hit by data breach

Nearly 28 million licensed Texas drivers hit by data breach

An insurance software company called Vertafore, which has legal access to that DMV information, said in a statement the data was inadvertently stored in an unsecured storage service that was hacked between March and August of this year.

New Google app could help providers block phone functions if you miss installment payments

New Google app could help providers block phone functions if you miss installment payments

The app’s function is described on the Play Store as follows: Device Lock Controller enables device management for credit providers.Sometimes devices from carriers with outstanding balances could be blacklisted from working on the network until the balance of the phone is paid off – the same thing can happen when a customer decides to leave the carrier.

Breaking Down China's Social Credit System [Advanced Guide]

Breaking Down China's Social Credit System [Advanced Guide]

The following factors are used by the Chinese government when calculating a social credit score for a business: If the company has consistently paid their taxes on time Whether the business acquires and maintains necessary licenses If the organization in question is compliant with relevant environmental-protection requirements Whether the quality of the business’s products or service meet the national standards.

If you used Firefox to access Twitter, your non-public info may have been exposed

If you used Firefox to access Twitter, your non-public info may have been exposed

This means that if you accessed Twitter from a shared or public computer via Mozilla Firefox and took actions like downloading your Twitter data archive or sending or receiving media via Direct Message, this information may have been stored in the browser’s cache even after you logged out of Twitter.

New Web-Based Credit Card Stealer Uses Telegram Messenger to Exfiltrate Data

New Web-Based Credit Card Stealer Uses Telegram Messenger to Exfiltrate Data

In what's a new tactic adopted by Magecart groups, the encrypted messaging service is being used to send stolen payment details from compromised websites back to the attackers.

Why the Rise of the CBDC Is Bad for Your Privacy

Why the Rise of the CBDC Is Bad for Your Privacy

Tech companies will become the new banks, providing payment rails to their billions of users, and extending their financial services to include loans and credit scoring.It’s not just citizens and small business owners who should be concerned by the emergence of central bank digital currencies.

Experian breach affects over 24 million customers and businesses in South Africa

Experian breach affects over 24 million customers and businesses in South Africa

ShareTweet Consumer credit reporting agency Experian has suffered a data breach at their South African branch.

Google is fixing this key feature on Chrome because of a security ‘risk’

Google is fixing this key feature on Chrome because of a security ‘risk’

“These ‘mixed forms’…are a risk to users’ security and privacy,” Google said, adding that “Information submitted on these forms can be visible to eavesdroppers, allowing malicious parties to read or change sensitive form data.”.

Data isn't just being collected from your phone. It's being used to score you.

Data isn't just being collected from your phone. It's being used to score you.

Operating in the shadows of the online marketplace, specialized tech companies you've likely never heard of are tapping vast troves of our personal data to generate secret "surveillance scores" - digital mug shots of millions of Americans - that supposedly predict our future behavior.

Instacart Customers’ Data Is Being Sold Online

Instacart Customers’ Data Is Being Sold Online

This data includes names, the last four digits of credit card numbers, and order histories, and appears to have affected customers who used the grocery delivery service as recently as yesterday.

Home Chef confirms data breach after customer info reportedly sold on dark web

Home Chef confirms data breach after customer info reportedly sold on dark web

Home Chef Meal kit delivery service Home Chef on Wednesday confirmed that a data security incident exposed some customer information, including names, email addresses, phone numbers and the last four digits of credit card numbers.

Credit card companies are tracking shoppers like never before: Inside the next phase of surveillance capitalism

Credit card companies are tracking shoppers like never before: Inside the next phase of surveillance capitalism

Companies have been tapping into transaction data to sell us more things as early as the 1990s, when credit card giants such as American Express analyzed purchases to tailor special offers to cardholders.

Google is reportedly working on its own Apple Card-style smart debit card

Google is reportedly working on its own Apple Card-style smart debit card

The company did release a statement to TechCrunch noting, “We’re exploring how we can partner with banks and credit unions in the US to offer smart checking accounts through Google Pay, helping their customers benefit from useful insights and budgeting tools, while keeping their money in an FDIC or NCUA-insured account.

My identity was stolen. This is what I learned.

My identity was stolen. This is what I learned.

Using my cellphone number, this person had received text codes as part of a two-factor authentication to access my accounts.Having an online account text an authorization code was supposed to be an added security measure.

Coronavirus: SF businesses decline cash, fearing it could spread the virus

Coronavirus: SF businesses decline cash, fearing it could spread the virus

Ritual Coffee doesn’t observe an outright ban (people can pay with cash if that’s all they have, Rinaldi said) but the emphasis on cashless payments is made clear with notices plastered on the shop’s wall and on its website asking customers to use Apple Pay or a credit or debit card.

Carnival Cruise Lines Hacked

Carnival Cruise Lines Hacked

Investigations into the incident carried out by Princess and Holland America revealed that an unauthorized third party had gained access to a substantial amount of personal information belonging to both passengers and crew.

Intuit Is Expected to Buy Credit Karma in $7 Billion Deal

Intuit Is Expected to Buy Credit Karma in $7 Billion Deal

The company made its money by offering its customers new credit cards and online loans, based on their credit scores.When customers accepted the offers, Credit Karma would receive payments of a few hundred dollars, though it closely guarded the details of these deals.

What happens to privacy when China has personal data and the social graph of nearly everyone in the US?

What happens to privacy when China has personal data and the social graph of nearly everyone in the US?

But buried within its business-like announcement of the indictment of four Chinese military hackers, there is the following statement, which has huge implications for privacy: For years, we have witnessed China’s voracious appetite for the personal data of Americans, including the theft of personnel records from the U.S. Office of Personnel Management, the intrusion into Marriott hotels, and Anthem health insurance company, and now the wholesale theft of credit and other information from Equifax.

Column: Equifax left unencrypted data open to Chinese hackers. Most big U.S. companies are just as negligent

Column: Equifax left unencrypted data open to Chinese hackers. Most big U.S. companies are just as negligent

Shackelford noted that the growing use of cloud-based data storage services run by the likes of Google and Amazon makes encryption more accessible to smaller companies.

Your Poorly Secured Medical Credit Score Could Deny You Care

Your Poorly Secured Medical Credit Score Could Deny You Care

They're actually pretty excited about it:I spoke with Ashley Reede, an information systems and privacy consultant, who worked with a private hospital in California as they were onboarding Experian's 'Financial Clearance' system.

Imperiled information

Imperiled information

Metropolitansky and Attari wondered if they could identify an individual across all other leaks that have occurred, combining stolen personal information from perhaps hundreds of sources.

'I wasn't allowed to buy my burrito with cash'

'I wasn't allowed to buy my burrito with cash'

Image caption Nicholas Duggan was "very taken aback" to find his cash refused During a recent lunch hour in New York, a sea of office workers filled the Hudson Eats food court, where staff prepared pizza, barbecue and chopped salad orders at incredible speed.

Cashless businesses are now banned in NYC

Cashless businesses are now banned in NYC

New York City’s restaurants and other retail establishments will no longer be allowed to reject cash payments under legislation passed by the City Council on Thursday.The legislation, which was approved 43-3, also prohibits businesses from charging cash-paying customers a higher price than those using credit.

Russian Pleads Guilty to Running 'CardPlanet' to Sell Stolen Credit Cards

Russian Pleads Guilty to Running 'CardPlanet' to Sell Stolen Credit Cards

Besides Cardplanet, Burkov also masterminded a separate invite-only forum website for elite cybercriminals where they advertised stolen personal identity information, malicious software, and other illegal services, like money laundering and hacking services.

Privacy concerns pushing people to change online behaviour, poll shows

Privacy concerns pushing people to change online behaviour, poll shows

TBILISI, Dec 4 (Thomson Reuters Foundation) - Privacy concerns are pushing people to change their behaviour online, according to an international poll published on Wednesday that found one in three avoid specific search terms or web pages to elude tracking.

How much data are you sharing this holiday season?

How much data are you sharing this holiday season?

By skipping past this information, we could be agreeing to anything from our first born child for a fake social media site to the literal shirt off our backs to win an iPad. That’s why we read a handful of privacy policies from popular services you might use this busy travel season to see what kind of data they collect.

Rand Paul Joins Elizabeth Warren, Ron Wyden To Question Surveillance By Credit Agencies

Rand Paul Joins Elizabeth Warren, Ron Wyden To Question Surveillance By Credit Agencies

A bipartisan Senate trio is asking credit agencies Equifax, Experian and TransUnion to disclose more information about how the companies work with the FBI to spy on American consumers.